








Our Top Money Tips
- Overpaying even £50 a month on your mortgage can shave years off your term and save thousands in interest.
- The cheapest car isn’t always the cheapest loan—compare total repayment, not just the interest rate.
- Start pensions early. Every £1 saved in your 20s could be worth £10 by retirement, thanks to compound growth.
- BTL profit isn’t just rent minus mortgage—always factor in void periods, maintenance, and tax changes.
- Consolidating debt can cut your monthly costs—but only if you stop using old credit cards afterward.
- If anyone depends on your income, you need cover. Life insurance isn’t for you—it’s for them.
- Your loyalty to a lender might be costing you. Remortgaging every few years can save £1,000s.
- The right decision isn't always obvious—use calculators to test different scenarios before you commit.